Free (Credit) Fraud Alerts

I’m reading Bruce Schneier’s “Schneier on Security” which is a collection of his best essays and articles. One interesting item I came across was the mention of Fraud Alerts.  People registered with the US credit agencies (Transunion, Equifax, Experian) can request a free 90 day fraud alert.  After 90 days you can go ahead and sign up again forever and ever.

The fraud alert forces potential credit grantors to verify your identification before extending credit in your name in case someone is using your information without your consent.  Say goodbye to those credit card offers in the mail…

***You only need to sign up with one of the agencies below.  They are required by law to notify the other two agencies.

Sign up @ Experian

Sign up @ Equifax

*Unfortunately I can’t locate the TransUnion sign up page. Please let me know if you have better luck.


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